Spanish property insurance that protects your holiday home when it is let or left unoccupied...without charging a premium price!

As your holiday home in Spain is hundred of miles away the last thing you want to be doing is worrying about it when it’s left unoccupied. Thoughts of…what happens if a pipe bursts? or an opportunistic burglar breaks in…may trouble you.

Don’t worry. Schofields offer a tailored insurance policy that fully protects your Spanish house when it’s left unoccupied. If you choose to holiday let your property, you will also be covered for personal injuries to anyone staying there and for loss of rent should it become uninhabitable.

The Spanish property insurance includes the following benefits when you insure your buildings or contents:

• Wide cover during periods of unoccupancy. The policy does not restrict cover or insist on inconvenient security requirements like other holiday home insurers. We don’t require you to turn off the electricity, water or on inspection visits at least once a week when your home is left unoccupied

• Public liability insurance- you are automatically covered up to £3M. This indemnifies both the property owner and also the tenant. This protects you against legal action from injured guests and third parties, for example slip, trip and fall claims. This is essential for anyone who lets their property

• For an additional premium the cover can be extended to include accidental damage to contents, for example broken furniture. This also covers accidental damage caused by guests

• Includes loss of pre-booked rental income and the cost of alternative accommodation following loss or damage to the property. You are automatically covered for twice the contents sum insured

• The policy provides wider cover than most standard Spanish buildings and contents policies and ‘community’ block policies

• The policy is written in plain English and all claims are dealt with by Schofields, a British based specialist in Spanish property insurance since 1984

• £50 excess for each loss or damage claim, increased to £300 for earthquake damage

• Underwritten by certain syndicates at Lloyd's of London

To see how much you could save get a Spanish home insurance quote in under a minute

Alternatively please call us on 01204 365080

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